Compensation Tools

Benefits & Pay Calculator

Model your real take-home pay with 2025 federal and California tax brackets. Toggle benefits to see the exact impact on your paycheck.

Pay Period & Salary

Pay Period

Annual Base Salary

Add Benefits

401(k) Contribution Pre-tax retirement savings

Pre-tax

Per-period contribution

Health Insurance Employee premium share (pre-tax)

Pre-tax

Select Plan

Kaiser $50 / mo Guardian $75 / mo Cigna $100 / mo

WFH Allowance taxable Added to your W-2 gross income

Per-period amount

WFH allowances are taxable wages — they increase your gross income and are taxed as regular W-2 income.

Assumes California single filer, standard deduction applied, 2025 tax year. 401k & employer health premiums reduce federal and state taxable income (Section 125 cafeteria plan) but not FICA wages. CA SDI: 1.1% on all wages (wage cap removed in 2024). Social Security wage base: $176,100.

Enter your annual salary
to see your pay stub

Earnings

Base Salary

Gross Pay

Pre-Tax Deductions

Taxes Withheld

Federal Income Tax

CA State Income Tax

Social Security (6.2%)

Medicare (1.45%)

CA SDI (1.1%)

Total Withheld

Net Pay $0.00

Effective Tax Rate —

Annual Net Pay —